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Commercial Mortgages

Commercial property and business mortgages

Back street commercial propertiesAre you looking to purchase a property for your business to occupy? Perhaps you are looking to use a SIPP to buy a property as a long-term investment? Maybe you want to purchase a trading business or remortgage an existing commercial property? If so then you need to speak to one of the specialists in our team about the range of specialist commercial mortgages we can offer.

We can give you access to 50+ commercial mortgage lenders who are all very active in the market. These lenders provide commercial mortgages at very competitive interest rates and with terms of up to 30 years. They can also provide both capital and interest repayment schemes as well as ‘easy start’ interest only facilities.

To assess your commercial mortgage options, we will need to know more about your business. Once we understand your business, we can confirm your ability to repay the mortgage from business profits or other income sources.

Terms and rates available in the market

We can typically source mortgages at up to 75% of the freehold or long leasehold value of the property. However, if a borrower can provide additional security or personal guarantees, then higher percentages can be obtained. If you are a profitable business occupying a commercial property as a sitting tenant, then we can often offer special rates at higher loans to value.

We can also offer a wide range of buy-to-let (B2L) mortgages on both fixed and variable interest rates. These include traditional B2L mortgages used by landlords with a few properties as well as portfolio buy-to-let mortgages used by professional investors.

There is an ever-growing range of specialist commercial mortgage products available to borrowers. The challenge is to find the product that best suits your particular needs and circumstances. That is precisely where the services of a specialist broker such as Fusion Finance can make all the difference. Firstly, we bring expertise along with access to the wider lender market including private banks and funds. Secondly, we aim to find you the best funding for your particular circumstances. Finally, our help and advice are impartial, in confidence and given without obligation.

Please contact us today to see how we can help you or submit an email enquiry, and we will get back to you.

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